No Cost to You • No Obligation

Book Your Free Strategy Session

30-minute call with Ricky to discuss your loan options, review your assessment results, or get personalized advice on your situation.

30 min

Free Call

100%

No Obligation

Same Day

Confirmation

Important Information

Esteb and Co provides credit assistance services. We are licensed credit representatives (ASIC Credit Rep #574070) who help you compare loan options from our panel of lenders. We do not lend money directly. All loan approvals are made by lenders, subject to their criteria and responsible lending assessments. Our service is free to you - we receive commissions from lenders. Read our Credit Guide

What You'll Get From This Call

A personalized consultation tailored to your needs

🎯

Personalized Strategy

Review your unique situation and get specific recommendations for your next steps

💡

Expert Insights

Understand your options, approval probability, and how to strengthen your application

📊

Assessment Review

If you've completed our assessment, we'll walk through your results together

✅

Action Plan

Leave with clear next steps and a timeline for your loan journey

Choose Your Time

Select a date and time that works for you

Available Times (AEST)

All times are in Australian Eastern Standard Time

Your Details

Full Name *

Email Address *

Phone Number * We'll call you at this number for the strategy session

What type of loan are you interested in? *

Anything specific you'd like to discuss? (Optional)

I understand this is a free consultation call with no obligation. I consent to Esteb and Co contacting me at the scheduled time. *

📅 Your Appointment:

Haven't Completed Your Assessment Yet?

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100% automated • Instant results • Then book your strategy session

Richard (Ricky) Esteb

Licensed Mortgage Broker & Founder

Credit Rep #574071 ACN 681 636 056 83+ Lender Panel

With direct experience helping Australians secure home loans, car finance, and business funding, Ricky founded Esteb and Co to bring transparency and technology to mortgage broking. Every piece of content is written from real-world lending experience.

✓ Verified & Last Reviewed: December 2025 | Content meets ASIC regulatory requirements