Should I Buy Property in Perth 2026? A Comprehensive Guide | Esteb and Co
general 2026-01-18 • 3 min read

Should I Buy Property in Perth 2026? A Comprehensive Guide

As we approach 2026, prospective homebuyers and investors are evaluating opportunities in the Australian real estate market, with Perth emerging as a city of interest. Known for its stunning beaches, vibrant culture, and economic resilience, Perth has seen fluctuating property trends over the years. If you're contemplating whether to buy property in Perth in 2026, this guide will help you make an informed decision. We'll explore the market dynamics, provide practical tips, and highlight how Esteb and Co can support your property journey.

Should I Buy Property in Perth 2026? A Comprehensive Guide

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Understanding the Perth Property Market in 2026

Perth's property market has historically been influenced by its mining sector, population growth, and economic shifts. As of 2026, several factors are shaping the market:

  • Economic Recovery: Post-pandemic recovery and international trade are boosting Perth's economy. The demand for housing is expected to rise as employment opportunities increase.
  • Population Growth: Migration trends show a steady influx of residents to Perth due to its lifestyle and job prospects, which could drive property demand.
  • Government Incentives: Recent government schemes encouraging home ownership and investment are likely to continue, providing additional support to the market.
Understanding these dynamics is crucial for anyone looking to invest in Perth property in 2026.

Key Considerations for Buying Property in Perth

Before making a decision, consider the following factors:

  • Location: Suburbs like Cottesloe, Subiaco, and Fremantle are popular due to their proximity to amenities and beaches. Research neighbourhood growth potential and community developments.
  • Property Type: Decide between houses, apartments, or units based on your investment goals. Houses may offer land value appreciation, while apartments could provide rental yield.
  • Market Trends: Stay updated with the latest market reports and data from trusted sources such as the Real Estate Institute of Western Australia (REIWA).

Practical Tips for Buying Property in 2026

  • Engage a Local Real Estate Agent: A knowledgeable agent can offer insights into the local market and assist with negotiations.
  • Secure Pre-Approval: Obtain mortgage pre-approval to understand your borrowing capacity and strengthen your position as a buyer.
  • Conduct Thorough Inspections: Ensure property inspections are comprehensive to avoid costly repairs post-purchase.

Common Mistakes to Avoid

  • Overextending Financially: Avoid the temptation to borrow beyond your means. Stick to a budget that considers potential interest rate rises.
  • Ignoring Long-Term Plans: Consider how the property aligns with your long-term goals, whether for residence, rental, or resale.

How Esteb and Co Can Help

At Esteb and Co, we specialise in guiding clients through the complexities of the Perth property market. Our team of experienced mortgage brokers offers personalised advice, helping you secure competitive loan options tailored to your needs. We stay updated on the latest market trends and lending practices, ensuring you make informed decisions.

Frequently Asked Questions

Q: What is the outlook for Perth's property prices in 2026?

A: Property prices in Perth are expected to rise moderately due to economic recovery and population growth, but market fluctuations are possible.

Q: Are there any government incentives for first-home buyers in Perth?

A: Yes, the WA government offers incentives such as the First Home Owner Grant and stamp duty concessions for eligible buyers.

Q: How can I assess the growth potential of a Perth suburb?

A: Research historical price trends, upcoming infrastructure projects, and consult local real estate agents for insights.

Q: Is it better to buy a house or an apartment in Perth?

A: It depends on your investment goals. Houses may offer land value appreciation, while apartments can provide better rental yields.

Q: How do I get a mortgage pre-approval in Perth?

A: Contact a mortgage broker like Esteb and Co, who can guide you through the pre-approval process, including documentation and lender requirements.

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Ricky Esteb - Licensed Mortgage Broker
Richard (Ricky) Esteb
Licensed Mortgage Broker & Founder
Credit Rep #574071 ACN 681 636 056 83+ Lender Panel

With direct experience helping Australians secure home loans, car finance, and business funding, Ricky founded Esteb and Co to bring transparency and technology to mortgage broking.

✓ Verified & Last Reviewed: 2026-01-18 | Content meets ASIC regulatory requirements