Development Finance Calculator | Bank vs Private Lending | Esteb and Co
Esteb and Co Run My Numbers
Development Finance Calculator

Is your bank's presales requirement costing you more than you think?

Model your project in 2 minutes. See bank profit vs private lending profit — side by side. Free.

Run My Project Numbers →

Takes 2 minutes. Specific lender options within 2 business hours if you want them.

Your bank's presales requirement could be costing you $200K+
Watch the 2-min breakdown

or watch the 2-min breakdown first ↑

Sample comparison preview
Bank Finance
with presales discount
$385,000
Private Lending
sell at full market
$620,000

Your numbers will be different — enter your project details to compare.

Gold Coast & Brisbane based
Private lender network
Development finance specialists
7-14 day settlement

How the calculator works

01

Enter your project

Land cost, build cost, GRV, number of units, timeline. We calculate total development cost including soft costs.

02

Tell us about your situation

Available equity, track record, speed requirements. This shapes which lender options are realistic for your project.

03

See both scenarios

Bank profit vs private lending profit — side by side. Including the presale discount impact most developers never model.

Want a broker to run your numbers?

Tell us about your project and we'll model both bank and private scenarios for you. Free, no obligation — a development finance specialist will be in touch within 2 hours.

No automated calls. No spam. Your data stays private.

Deal submitted

A development finance specialist will review your project and be in touch shortly.

or
Run the numbers yourself with our calculator →
Get Your Free Assessment →

Full smart form assessment. See which lenders match your project.

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