Private Lending

When Banks Say No, We Say Yes

Flexible private lending solutions for unique situations. Bad credit okay. Fast approval. Creative structuring.

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What is Private Lending?

Private lending (or non-bank lending) provides loans from private individuals or companies - not traditional banks. More flexible criteria, faster decisions, creative solutions.

Flexible Approval

Bad credit, defaults, bankruptcy accepted. Focus on property/asset value, not just credit score.

Fast Settlement

Approval in 24-48 hours. Settlement in 1-2 weeks vs 4-8 weeks for banks.

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Creative Solutions

Unique property types, short-term needs, exit strategies. Solutions banks won't offer.

Who Uses Private Lending?

✓ Credit-impaired borrowers

Defaults, missed payments, bankruptcy in history. Banks decline, private lenders consider.

✓ Self-employed with complex income

Hard to prove income, low taxable income, new business. Private lenders more flexible.

✓ Property developers

Need quick finance for development, subdivision, or construction. Short-term bridging.

✓ Urgent situations

Need to settle property quickly, auction finance, or bridging loan while selling.

The Trade-Off: Cost vs Flexibility

⚠️ Important: Higher Costs

Interest Rates: 8% - 15% (vs 6-7% for banks)

Fees: Establishment fees 2-5% of loan amount

Why? Higher risk for lenders = higher cost for borrowers. Usually short-term (1-2 years) while you improve credit or sell property.

Explore Private Lending Options

Connect with 10+ private lenders. Get options when banks decline. Free consultation.

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