Loan Calculators - Borrowing Power, Repayments, LVR | Esteb and Co

Loan Calculators

Free tools to help you plan your loan. Calculate borrowing power, repayments, and more.

Important Information

Esteb and Co provides credit assistance services. We are licensed credit representatives (ASIC Credit Rep #574070) who help you compare loan options from our panel of lenders. We do not lend money directly. All loan approvals are made by lenders, subject to their criteria and responsible lending assessments. Our service is free to you - we receive commissions from lenders. Read our Credit Guide

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Borrowing Power Calculator

Find out how much you can borrow based on your income, expenses, and commitments.

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Repayment Calculator

Calculate your monthly repayments for different loan amounts and interest rates.

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LVR Calculator

Calculate your Loan-to-Value Ratio and see if you'll need to pay LMI.

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Comparison Rate Calculator

Calculate the true cost of a loan including fees, not just the interest rate.

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Stamp Duty Calculator

Estimate stamp duty costs for your property purchase in your state.

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Refinance Savings Calculator

See how much you could save by refinancing to a lower interest rate.

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Ricky Esteb - Licensed Mortgage Broker
Richard (Ricky) Esteb
Licensed Mortgage Broker & Founder
Credit Rep #574071 ACN 681 636 056 83+ Lender Panel

With direct experience helping Australians secure home loans, car finance, and business funding, Ricky founded Esteb and Co to bring transparency and technology to mortgage broking. Every piece of content is written from real-world lending experience.

✓ Verified & Last Reviewed: December 2025 | Content meets ASIC regulatory requirements
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