Lender Directory

Compare 83 Lenders

Detailed information on every major Australian home loan lender. Compare rates, features, pros & cons to find your perfect match.

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Our Complete Lender Panel

83 active lenders across all categories—from Big 4 banks to specialist non-bank lenders

Major Banks

Big 4 + Regional Banks

Credit Unions

Member-owned institutions

Non-Bank Lenders

Specialists & AFG products

Total Lenders

All active & verified

How Our Lender Matching Works

Instead of manually comparing all 83 lenders, our smart algorithm analyzes your situation and instantly shows you which lenders are most likely to approve your loan—along with their rates, features, and match confidence scores.

✓ 68 lenders

Offer home loans

✓ 25 lenders

Offer business loans

✓ 15 lenders

Offer car loans

✓ 9 lenders

Offer personal loans

See Your Matched Lenders →

Featured Lenders

Australia's largest banks. Strong brand recognition, extensive branch networks, but not always the cheapest rates.

Commonwealth Bank (CBA)

Australia's largest lender. Great app, offset accounts, broad product range.

Variable Rate from

5.89%

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Westpac

Established lender. Good for first home buyers, strong in investment loans.

Variable Rate from

6.09%

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NAB

Business focus. Competitive for professionals and business owners.

Variable Rate from

6.04%

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ANZ

Strong brand. Good for existing ANZ customers, cashback offers.

Variable Rate from

5.94%

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Online & Digital Lenders

Low overhead = lower rates. Fast approval, great technology, but limited branch support.

UBank

NAB-owned digital lender. Consistently low rates, great offset account.

Variable Rate from

5.79%

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ING

Dutch-owned online bank. Low rates, offset account, cashback offers.

Variable Rate from

5.89%

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Athena Home Loans

Australian fintech. AI-powered, very competitive rates, fast approval.

Variable Rate from

5.84%

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Regional & Mid-Tier Banks

Smaller banks with competitive rates and personalized service.

Bank of Queensland

QLD-based. Strong regional presence, competitive rates.

Variable Rate from

6.09%

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Suncorp

QLD-based. Bundle with insurance for discounts.

Variable Rate from

5.99%

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Macquarie Bank

Investment bank. Great for high-net-worth, professionals.

Variable Rate from

6.14%

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Specialist & Non-Conforming Lenders

For bad credit, self-employed, or complex situations. Higher rates but flexible approval.

Pepper Money

Specialist lender. Bad credit okay, self-employed friendly.

Variable Rate from

7.24%

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Liberty Financial

Non-bank lender. Flexible criteria, low credit scores okay.

Variable Rate from

7.49%

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Not Sure Which Lender is Right for You?

Our smart matching algorithm compares all 83 lenders and finds your best options based on your unique situation.

Get Matched Now →

Richard (Ricky) Esteb

Licensed Mortgage Broker & Founder

Credit Rep #574071 ACN 681 636 056 83+ Lender Panel

With direct experience helping Australians secure home loans, car finance, and business funding, Ricky founded Esteb and Co to bring transparency and technology to mortgage broking. Every piece of content is written from real-world lending experience.

✓ Verified & Last Reviewed: December 2025 | Content meets ASIC regulatory requirements