Australians who refinance save an average of $4,400 per year. Compare 20+ lenders and see how much you could save in 2 minutes.
🔒 Free assessment • No obligation • No impact on credit score
See potential savings based on your loan amount
💡 Note: Even a 0.5% rate reduction can save you thousands. Rates shown are examples only.
Answer these questions to find out
Interest rates and lender offers change frequently. If it's been a while, you're likely paying more than you need to.
Many lenders now offer rates between 5.8% - 6.2%. If you're paying more, refinancing could save you thousands.
With 20%+ equity, you'll avoid LMI and access better rates. Even with less equity, refinancing can still be worthwhile.
Refinancing can roll high-interest debts (credit cards, personal loans) into your mortgage at a lower rate.
Poor service, slow processing, or lack of features are valid reasons to switch. You deserve better.
Refinancing lets you tap into your home equity at low interest rates for improvements or investments.
You should definitely get a refinance assessment. It takes 2 minutes and could save you thousands.
Get Free Assessment →From start to finish in 2-4 weeks
Many modern loans have no exit fees, but check your current loan contract. Fixed rate loans may have break costs.
Your current lender charges this to release your mortgage. This is standard and unavoidable.
Many lenders waive this fee during promotions. We'll find you lenders with no or low application fees.
New lender needs to value your property. Often waived or covered by the lender.
Conveyancing and settlement costs. Some lenders offer cashback to cover these.
Break-even: If you save $300/month, you'll recover costs in 3-7 months!
Many lenders offer $2,000-$4,000 cashback to refinancers. This can cover all your switching costs and more! We'll show you all cashback offers available.
Our technology analyzes 20+ lenders and matches you with the best options based on your specific situation - not just the lowest advertised rate.
We show you cashback offers, fee waivers, and rate discounts that most people miss. Many customers save more than expected.
See all your options in 2 minutes instead of spending hours researching lenders individually. Get matched instantly.
Our service is 100% free for you. We're paid by lenders when your loan settles, so we're motivated to find you the best deal.
See real rates, fees, and features side-by-side. No hidden costs or surprises. Know exactly what you're getting.
Not every lender suits every situation. We show you lenders who actually want your business based on your profile.
Most people save $2,000-$6,000 per year. On a $500k loan, even a 0.5% rate reduction saves $2,500/year. Use our calculator to see your potential savings.
Typically 2-4 weeks from application to settlement. Can be faster if you have all documents ready and the lender is quick.
Our initial assessment has no impact. The formal application causes one credit enquiry, similar to any loan application. Multiple enquiries in a short time don't significantly hurt your score.
Yes, but your options may be limited. Some specialist lenders work with bad credit borrowers. We'll show you who's likely to approve you.
Depends on your circumstances and rate outlook. Fixed gives certainty, variable offers flexibility. We can help you compare both options.
Yes! Debt consolidation is common. Roll high-interest credit cards or personal loans into your mortgage at a lower rate (if you have enough equity).
Compare 20+ lenders and see your potential savings in 2 minutes. Free assessment, no obligation.
✓ Free service ✓ 2-minute assessment ✓ No credit score impact