Compare 32+ lenders to find the best home loan for Canberra properties. Free service, expert advice, pre-approval in 24 hours.
Based on typical Canberra incomes and property prices
Units: Belconnen, Tuggeranong, Gungahlin
Distance: 10-20km from CBD
Good for: First home buyers, investors
Houses: Belconnen, Gungahlin, Weston Creek
Distance: 8-15km from CBD
Good for: Growing families, established suburbs
Houses: Inner North, Weston Creek, Woden
Distance: 5-10km from CBD
Good for: Established suburbs, good schools
Premium: Inner South, Deakin, Yarralumla, Forrest
Distance: 0-5km from CBD
Good for: Prestige, parliamentary triangle proximity
We understand APS employment, security clearances, and access special public servant loan products.
Big banks, credit unions, online lenders - we find the lowest rate for Canberra properties.
Know your budget before inspections. Fast conditional approval for competitive Canberra market.
We're paid by lenders, not you. No broker fees, no hidden costs, ever.
Access First Home Guarantee (5% deposit), navigate ACT stamp duty concessions.
Understand Canberra's unique government employment market and property cycles.
Yes! Several lenders offer special rates and benefits for APS employees due to job security. We can access these exclusive products and compare them against standard loans.
Ideally 10-20%, but you can buy with just 5% using the First Home Guarantee scheme. For a $770K median property, that's only $38,500 deposit (vs $154,000 for 20%).
ACT doesn't have a cash grant like other states, but offers stamp duty concessions and home buyer schemes. The First Home Guarantee (federal) provides 5% deposit option.
High median incomes (public servants), low unemployment, limited land release, and strong government job security create sustained demand. But this also means stable prices and low volatility.
We provide pre-approval in 24 hours for most applicants. Public servants with stable APS employment often get approved even faster.
Let's find you the best home loan for your Canberra property.
📍 Servicing all Canberra & ACT | 🏆 500+ Five-Star Reviews | 🏛️ ASIC ACR 574070
