Home Loans in Adelaide

Median House Price

$795K

Median Unit Price

$485K

Avg. Loan Size

$395K

Typical Deposit

$79K

Inner City

• CBD, North Adelaide
• Norwood, Kent Town
• Unley, Hyde Park
• Parkside, Glenunga

Avg: House $1.1M | Unit $580K

Eastern Suburbs

• Burnside, Toorak Gardens
• Magill, Rosslyn Park
• Rostrevor, Athelstone
• Adelaide Hills (Stirling, Crafers)

Avg: House $850K | Unit $520K

Western Suburbs

• Glenelg, Brighton
• Henley Beach, West Beach
• Fullarton, Glandore
• Richmond, Marleston

Avg: House $780K | Unit $465K

Northern Suburbs

• Prospect, Nailsworth
• Mawson Lakes, Salisbury
• Elizabeth, Munno Para
• Gawler, Angle Vale

Avg: House $620K | Unit $385K

SA Land Tax Expertise

Navigate South Australian transfer duty, land tax rules, and first home buyer concessions unique to SA.

Affordable Capital City

Adelaide offers the best value of all Australian capitals. We help buyers maximize this affordability with smart loan structuring.

Hills & Coastal Specialists

From beachside Glenelg to Adelaide Hills estates, we know which lenders prefer which areas and how to present your application.

SA First Home Buyer Grants

• Stamp Duty Concession: No duty on properties up to $650K (full), partial up to $700K
• First Home Owner Grant: $15,000 for new homes or off-the-plan
• First Home Guarantee: Buy with 5% deposit, no LMI (federal scheme)
• HomeStart Finance: SA govt loans with low deposits (2-3% deposit options)

Why Adelaide is Great for First Home Buyers

• Most affordable capital city in Australia
• Strong rental yields (4-5%) for investors
• Excellent lifestyle with lower cost of living
• Growing population from interstate migration
• Generous first home buyer concessions in SA