Perth Home Loans

Home Loans in Perth

Compare 32+ lenders for Perth property. Local WA market expertise, best rates. Servicing all suburbs from CBD to Mandurah.

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Perth Property Market Snapshot

Median House Price

$730K

Median Unit Price

$465K

Avg. Loan Size

$365K

Typical Deposit

$73K

Data as of October 2025. Source: CoreLogic, REIWA

Popular Perth Suburbs

Inner Perth

CBD, Northbridge, Mount Lawley
Subiaco, Leederville
West Leederville, Shenton Park
Victoria Park, South Perth

Avg: House $1.2M | Unit $620K

Northern Suburbs

Joondalup, Clarkson
Mindarie, Quinns Rocks
Balcatta, Duncraig
Sorrento, Hillarys

Avg: House $650K | Unit $420K

Southern Suburbs

Fremantle, Hamilton Hill
Cockburn, Success
Mandurah, Rockingham
Kwinana, Baldivis

Avg: House $580K | Unit $410K

Eastern Suburbs

Midland, Bassendean
Forrestfield, Kalamunda
Ellenbrook, The Vines
Swan Valley, Gidgegannup

Avg: House $595K | Unit $395K

Why Perth Buyers Choose Us

WA Transfer Duty Experts

Navigate Western Australia's transfer duty system and first home buyer concessions. Save thousands with proper planning.

Mining Sector Specialists

Understand FIFO income, mining bonuses, and irregular income patterns. Access lenders who approve WA mining professionals.

Affordable Market Entry

Perth offers more affordable property than eastern capitals. We help first home buyers maximize their deposit to enter the market.

Best Lenders for Perth Property

Bankwest

WA-based (CBA owned). Strong local presence.

5.94%

Variable

UBank

Low rates nationwide. Popular with Perth buyers.

5.79%

Variable

Commonwealth Bank

Large lender. Good for FIFO workers and mining sector.

5.89%

Variable

Perth First Home Buyer Guide

WA First Home Buyer Grants

Transfer Duty Relief: Reduced duty on properties up to $430K (full), partial up to $530K
First Home Owner Grant: $10,000 for new homes or off-the-plan
First Home Guarantee: Buy with 5% deposit, no LMI (federal scheme)
Keystart Loan: WA govt low-deposit loan (2% deposit possible)

Ready to Buy in Perth?

Compare 32+ lenders and get the best rate for your Perth property.

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