New Broker โ€ข Powered by Advanced Technology

Find Your Best Loan Rate in 2 Minutes

We're a new brokerage built from the ground up with technology. Our intelligent matching algorithm compares 32+ lenders to find your best optionsโ€”instantly.

32+
Lenders Compared
2 min
Assessment Time
100%
Free Service

๐Ÿ”’ Secure โ€ข No impact on credit score โ€ข No obligation

Compare Loans Across All Categories

Our technology works for every loan type

How Our Technology Works

Built by developers, designed for you

1

2-Minute Quick Assessment

Tell us about your loan needs. Our system collects only what's needed for accurate matchingโ€”no unnecessary questions.

โœ“ Intelligent form logic
2

Algorithm Matches You with Lenders

Our matching algorithm analyzes 32+ lenders instantly. We calculate:

  • โœ“ Match confidence score (0-100%)
  • โœ“ Approval probability
  • โœ“ Personalized rate (not just advertised rates)
  • โœ“ DTI and LVR calculations
โœ“ Smart scoring algorithm
3

See Your Best Options, Ranked

Get results categorized by match quality:

  • ๐ŸŒŸ Recommended - 70%+ match, high approval probability
  • โœ“ Possible - 50-69% match, good options
  • ? Near matches - Shows what you need to qualify
โœ“ Multi-factor sorting
4

Apply with Confidence

Choose your best match and apply. We handle the paperwork and communicate with the lender on your behalf.

โœ“ Streamlined process

Why Technology Matters

We're new to brokerage, but our tech isn't

โŒ Traditional Brokers

  • Manual lender comparison
  • Generic advertised rates
  • Binary yes/no matching
  • No approval probability shown
  • Limited to broker's known lenders
  • Days to get results

โœ… Esteb and Co (Tech-Powered)

  • Algorithmic comparison of 32+ lenders
  • Personalized rates based on your profile
  • Match confidence scores (0-100%)
  • Approval probability indicators (75-95%)
  • Complete lender database always updated
  • Instant results in 2 minutes

๐Ÿ”ฌ How Our Algorithm Works

Our matching algorithm (800+ lines of code) scores each lender based on:

LVR Quality
30 points
Income Strength
25 points
Credit Quality
25 points
Employment
10 points
Savings
10 points
Specialty Bonuses
15 points

= 100-point match score + approval probability + personalized rate

Real Data, Real Transparency

We're new, and we're honest about it

โœ“ What We Have

  • 32-lender database (verified)
  • Advanced matching algorithm
  • Instant comparison technology
  • Full Australian broker licensing
  • Secure, encrypted platform
  • Access to all major lenders

โš ๏ธ What We Don't Have (Yet)

  • Decades of experience
  • Thousands of past clients
  • Industry awards
  • Big marketing budget

Why choose us anyway? Because our technology gives you what experience can'tโ€”instant, unbiased, data-driven lender matching. Every time.

Our Guarantee

If our algorithm misses a better option that a traditional broker finds, we'll match it. We're that confident in our tech.

Our Lender Network

32+ lenders across all categories

Major Banks (Big 4)

Commonwealth Bank Westpac NAB ANZ

Regional & Specialist Banks (12)

Bankwest Bank of Queensland Bendigo Bank Suncorp AMP Bank ING Macquarie +5 more

Non-Bank Lenders (16+)

Pepper Money Liberty Financial La Trobe Financial Resimac FirstMac Bluestone +10 more

All lenders verified and actively accepting applications as of October 2025.

Ready to Find Your Best Loan?

Join the technology-driven way to compare loans

Start Free Assessment โ†’

2 minutes โ€ข No credit impact โ€ข 100% free

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