How to Take Out a Small Business Loan | Esteb and Co
business-loans 2025-12-09 4 min read

How to Take Out a Small Business Loan

Want to know about how to take out a small business loan? Understanding the process is the first step to achieving your financial goals. At Esteb and Co, our expert brokers guide you through every step with access to 83+ lenders.

How to Take Out a Small Business Loan

Understanding How to Take Out a Small Business Loan

Business and commercial financing requires specialist knowledge and access to the right lenders. Different business structures and purposes require tailored lending solutions.

Types of Business Finance

  • Term Loans: Fixed amounts repaid over a set period
  • Lines of Credit: Flexible access to funds as needed
  • Equipment Finance: Funding for business equipment and vehicles
  • Commercial Property Loans: Finance for business premises
  • Invoice Finance: Unlocking cash tied up in invoices

What Lenders Look For

Business loan applications are assessed on factors including trading history, profitability, cash flow, industry type, and the purpose of the funds.

Business Finance Solutions

Esteb and Co has access to specialist business lenders who understand the unique needs of Australian businesses. Contact us to explore your options.

Ready to Get Started?

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Ricky Esteb - Licensed Mortgage Broker
Richard (Ricky) Esteb
Licensed Mortgage Broker & Founder
Credit Rep #574071 ACN 681 636 056 83+ Lender Panel

With direct experience helping Australians secure home loans, car finance, and business funding, Ricky founded Esteb and Co to bring transparency and technology to mortgage broking.

✓ Verified & Last Reviewed: 2025-12-09 | Content meets ASIC regulatory requirements