Local Expertise

Home Loans By City

Local market knowledge for Australia's major capital cities. Find the best lenders and rates for your city's property market.

Choose Your City

Get local market insights, property prices, lender recommendations, and first home buyer information for your city.

Sydney

New South Wales

Median House

$1.42M

Median Unit

$785K

Australia's largest city. Premium property market with strong capital growth. Great for investors and professionals.

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Melbourne

Victoria

Median House

$1.08M

Median Unit

$625K

Cultural capital with strong apartment market. Excellent lifestyle and affordable than Sydney. Popular with first home buyers.

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Brisbane

Queensland

Median House

$895K

Median Unit

$535K

Fastest-growing capital. Strong interstate migration, great climate. Excellent for investors with high rental yields.

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Perth

Western Australia

Median House

$730K

Median Unit

$465K

Mining hub with high incomes. Beautiful beaches, great lifestyle. Ideal for FIFO workers and mining professionals.

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Adelaide

South Australia

Median House

$795K

Median Unit

$485K

Most affordable capital city. Excellent lifestyle, low cost of living. Perfect for first home buyers on a budget.

View Adelaide Lenders →

Why Local Expertise Matters

🏛️ State-Specific Rules

Stamp duty, land tax, and first home buyer grants vary by state. We know the local rules and how to maximize your savings.

🏘️ Suburb Knowledge

Lenders have preferences for certain suburbs and postcodes. We know which lenders love which areas in your city.

📈 Market Trends

Each city's property market moves differently. We track local trends, median prices, and rental yields to give you context.

Market Comparison

City Median House Median Unit Avg. Loan Affordability
Sydney $1.42M $785K $685K Low
Melbourne $1.08M $625K $525K Medium
Brisbane $895K $535K $435K Good
Perth $730K $465K $365K Good
Adelaide $795K $485K $395K Best

Data as of October 2025. Source: CoreLogic

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