Mortgage Broker Brisbane Brisbane
Compare home loans, refinancing and investment lending from 105 Australian lenders. Free service, no obligation, local QLD advice.
Your Brisbane Mortgage Broker
Esteb & Co is a QLD-based mortgage brokerage that services Brisbane borrowers via video meetings and in-person at our Ashmore Gold Coast office (60 minutes south of Brisbane CBD). We compare home loans, refinancing and investment loans from 105 lenders so Brisbane buyers and investors can see every option.
The Brisbane Property Market
Brisbane's property market has grown approximately 63% over the past 5 years — the strongest capital city performance in Australia. Brisbane buyers face specific lender policies around Queensland body corporate levies, flood-zone properties, and investment yield calculations that differ from southern markets.
Why Choose a Local Brisbane Broker
- Video meetings booked at times that suit you — including evenings and weekends
- Full knowledge of QLD stamp duty, first home concessions and flood-zone lender policies
- Accredited with every major bank and 100+ non-bank lenders
- End-to-end handling of application, valuation and settlement — you stay informed, we do the work
Suburbs and Areas We Service
In addition to Brisbane, we service borrowers in:
- Brisbane CBD
- New Farm
- Bulimba
- Paddington
- Indooroopilly
- Kenmore
- Carindale
- Chermside
- Toowong
- South Brisbane
Loan Types We Handle for Brisbane Clients
First home, upgraders, refinance Refinancing
Lower rates, cash-out, debt consolidation Investment Loans
IO, equity release, portfolio structuring First Home Buyer
FHBG, FHOG, stamp duty concessions Construction
Progress payments, owner-builder Bad Credit
Specialist and non-conforming lenders
Frequently Asked Questions — Brisbane
Does Esteb & Co service Brisbane remotely?
Yes. Most of our Brisbane clients prefer video meetings — faster, easier, and we can share our screen to walk through lender comparisons in real time. Brisbane clients can also meet in person at our Ashmore office when travelling.
What's the median Brisbane house price in 2026?
CoreLogic data for March 2026 puts the Greater Brisbane median dwelling value at approximately $945,000 — a 63% increase over the past 5 years.
Are there specific lender restrictions for Brisbane flood-zone properties?
Yes. Many lenders require additional flood-zone certificates, cap LVR at 80%, or decline altogether in 1-in-100-year flood areas. We match your property to lenders that will accept it.
Can I use Queensland stamp duty concessions on a Brisbane purchase?
Yes. First home buyers in QLD get full stamp duty exemption up to $700,000 and concessions up to $800,000. We factor this into your borrowing power from day one.
How long does a Brisbane home loan approval take?
Fully-documented approvals typically take 5-12 business days. We prepare every file to the lender's format before submission, which consistently halves assessment time.
Ready to Talk to a Brisbane Mortgage Broker?
Book a free strategy session with Richard Esteb. No obligation, no cost, no pressure — just clear answers and a plan that fits your situation.
Book Free Strategy SessionLast reviewed: April 2026 · About the author: Richard Esteb is a Licensed Mortgage Broker and founder of Esteb & Co (ASIC Credit Representative #574071). Based in Ashmore QLD, he holds MFAA membership and operates under the Australian Finance Group (AFG) credit licence #389087.